Phoenix Funding Solutions is located in Pinetop, AZ and they provide merchant cash advances for any business need. No personal collateral is required and funding can take place in as little as 7 days. You can get up to $150,000 per location and there are no fixed payments. Once approved, your business will receive a lump sum of working capital. Through an automated process, when you “batch” your credit and debit card sales, the processor automatically forwards the agreed-upon percentage of receipts.