F&M Bank has provided financial services to individuals and businesses in California’s Great Central Valley since 1916. As a full service community bank, they provide a complete range of products and services that help bring growth and prosperity to each of the communities they serve. Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 10 communities with 24 locations from Sacramento to Merced. They utilize the most advanced technology, have friendly well-trained banking professionals, and offer many convenient services.