JG Funding is a Staten Island, New York Hard Money Lender. They specialize in providing hard money loans for as much as $100,000 to $1 million on multi-family, mixed-used, garage, auto and warehouse properties. They also specialize in offering services for unique real estate acquisitions, REO properties, bank-owned properties, short sales, rehabilitation loans and refinancing services. They focus on hard money lending in New York and New Jersey, typically offering 12-month terms with interest only. The average LTV ratio is 45%; however, exceptions can be made up to 55%.