Merchants Advance LLC is a New York, New York Merchant Cash Advance company that offers no upfront fees, qualification with bad credit, approval within 24 hours, funding within seven days, no fixed payments and they fund against future credit card sales. Pre-qualification is simple and only requires that a business be processing credit cards for a minimum of 60 days, be current with their landlord, have 12 months or more remaining on their current lease and not be subject to any open bankruptcies. With a 90% approval rate, they offer up to $200K for companies in need of working capital.