Onward Financial, LLC is an Atlanta, Georgia Hard Money Lender. They offer 15% standard interest rates, which can vary depending upon LTV and credit scores, five-point funding fees, standard 12-month terms, no prepayment penalties and monthly interest only payments.

Their requirements include a personal guarantee from borrowers, a minimum 650 FICO score, $10K cash deposit, no owner occupied properties (investment properties only), minimum 75% ARV and first mortgage position only. They strive to help real estate investors buy multiple properties, provide funds to improve these investments properties and offer exceptionally fast closings, usually less than one week.