State Bank of Richmond is a Richmond, Minnesota Residential Home Bridge Loan, Real Estate Development Loans and Commercial Construction Loan specialist. They provide personal loans for real estate, construction, home equity, automobiles, consumer loans, agricultural and personal reserve lines of credit. Their business loans include real estate, commercial, business lines of credit, agricultural and Small Business Loans.

Additionally the bank offers online banking and bill pay, personal banking, business banking, check reorder services, ATM machines, VISA Debit Card, VISA Credit Card, VISA Gift Card, Merchant Credit Card Program, Personal Reserve Line of Credit, Night Depository, Safe Deposit Boxes and U.S. Savings Bonds.