Lafayette Financial is an Alamo, California Hard Money Lender that specializes in offering first liens and junior liens. They loan from $30K to $500K with 65% of LTV and loan terms ranging from one to five years. They do not have any credit requirements, offer fast decision making, provide owner occupied residential loans, non-owner occupied investment loans and service California, Arizona and Nevada. All loans are made on a current loan value, not an after repaired value.