Merchant Cash and Capital is a New York City, New York Merchant Cash Advance company. The benefits of the Merchant Cash Advance program include obtaining up to $250K in 72 hours, streamlined underwriting process, minimal paperwork, no collateral, no loan process and small advances can be made in increments. Additionally, there are several types of companies that benefit from utilizing these types of cash advance programs, including retail, service, restaurant, franchise, hospitality and auto service companies.