My Life Lender is a San Diego, California Residential Home Bridge Loan specialist. They offer FHA Loans, which allow higher debt-to-income ratios, financing on four or fewer units, HUD REOs, two years after bankruptcy credit approval and three years after foreclosure approval. Their VA program allows for no down payment, financed VA funding fee, lower closing costs, assumable loan features, no prepayment penalties, two years credit approval after bankruptcy and default foreclosure prevention assistance.