Rancho Financial, Inc. is a San Diego, California Direct Lender. They offer 30-year Fixed Mortgages, 20-year Fixed Mortgages, 15-year Fixed Mortgages, Adjustable Rate Mortgages, 10/1 ARM, 7/1 ARM, 5/1 ARM, 3/1 ARM, Interest Only Mortgages, First-Time Buyer Programs, No Points and No Fees Programs, FHA Loans and VA Loans.

Their website also offers monthly payment calculators, refinance analysis calculator, rent vs. buying calculator, mortgage checklists, mortgage expert profiles and the latest mortgage trends.