Security Financial Services is a San Francisco, California Direct Lender. They offer Bridge Loans, Refinances, Cash Out Loans and Ground Up Construction Loans. Property types include residential income, non-owner occupied loans, condominiums, single-family residences, multi-family, mixed-use, hospitality, small retail centers, strip malls, industrial and office warehouses. Their loan criteria includes loan amounts from $100K to $2 million, interest rates starting at 7.95%, loan original fees from 1.75 to 2.75 points, 12-month to 60-month loan terms, no prepayment penalties, closings within five business days and 70% LTV on first mortgages and 65% LTV on second mortgages.