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California My Hard Money Lenders

This page offers a direct link to a comprehensive listing of hard money lenders within the state of California. MyHardMoneyLenders.com strives to provide a complete list of California hard money lenders for potential borrowers that are in need of hard money loans for real estate properties and transactions. In many cases, these borrowers have been turned by down traditional lending institutions, and with the introduction of extensive government lending regulations, many traditional property buyers are not qualifying for the same loans they would have three, five or 10 years ago.

Instead of facing stifling frustration, more real estate investors and homeowners are turning to private funding facilities for real estate monies. These private lending institutions do not have the rigid requirements that are enforced by many mortgage lending, banking, credit union and savings and loan organizations. Instead of looking at the individual borrower, this group of investors’ looks at the potential real estate project, the potential impact it will have on a certain economic area and at the housing market in general. Borrowers are not simply a name and social security number, but their goals and aspirations are carefully considered, ultimately helping turn dreams into realities. Look below to find a California hard money loan that will work for you.

Better Than Loans

Company Location

P.O. Box 951049

South Jordan, UT 84095

Company Description

Better Than Loans is a company that offers financing in the specialized field of alternative loans for all property types . Our company works with rehabbers and commercial property owners to achieve lending terms that meet their current needs and...

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Lender Solutions

Company Location

3013 Douglas Blvd. Suite 135

Roseville, CA 95661

800-636-8910

Company Description

Lender Solutions is a Roseville, California Direct Lender. They offer a wide array of loan options, including CalPERM/State Employees, CHDAP, Conventional, Jumbo, Energy Efficient Mortgages, FHA, “Flip” Property Loans, HARP Refinance, HomePath Mortgage, Mortgage Credit Certificate, Rehabilitation/Home Improvement Loans, Reverse Mortgages, USDA Rural Loans, VA Loans and CalVET loans. Borrowers can apply online and are…

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Lafayette Financial

Company Location

1427 Finley Lane

Alamo, CA 94507

888-576-6534

1427 Finley Lane

Alamo, CA 94507

925-935-7727

Company Description

Lafayette Financial is an Alamo, California Hard Money Lender that specializes in offering first liens and junior liens. They loan from $30K to $500K with 65% of LTV and loan terms ranging from one to five years. They do not have any credit requirements, offer fast decision making, provide owner occupied residential loans, non-owner occupied…

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La Jolla Capital Group

Company Location

1025 Prospect Street Suite 380

La Jolla, CA 92037

858-454-9008

1025 Prospect Street Suite 380

La Jolla, CA 92037

619-743-7222

Company Description

La Jolla Capital Group is a La Jolla, California lending company that specializes as a Hard Money Lender, providing Bridge Loans, Apartment Building Loans, Real Estate Development Loans and Commercial Construction Loans. They specialize in commercial and multi-family loans, as well as investment analysis, syndication and residential sales. They lend on office properties, retail, warehouses,…

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La Costa Loans

Company Location

703 Palomar Airport Road

Carlsbad, CA 92011

760-438-1836

Company Description

La Costa Loans is a Carlsbad, California Hard Money Lender. They offer borrowers loans for purchases, short sales, REOs and cash out refinancing for single-family homes, apartments, condominiums and commercial properties. They offer 65% LTV, no prepayment penalties, fund control, 14-day funding period, interest rates between 10% to 14%, 12 to 24 month terms, first…

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Integrity First Financial Group Inc.

Company Location

6333 Greenwich Ave Suite 280

San Diego, CA 92122

888-467-3075

Company Description

Integrity First Financial Group Inc. is a San Diego, California company that specializes in direct lender loans. As a certified upfront mortgage lender, they provide accurate upfront rates and closing cost and competitive rates. They offer jumbo purchases, super conforming purchases, USDA loans, VA loans, FHA, first time home buyer programs, government incentives, no down…

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Integrity Capital, Inc.

Company Location

11300 Sorrento Valley Road Suite 103

San Diego, CA 92121

858-642-1990

11300 Sorrento Valley Road Suite 103

San Diego, CA 92121

Company Description

Integrity Capital, Inc. is a San Diego, California hard money lender that specializes in providing residential and commercial real estate loans. They specialize in making fast loans, funding properties in as few as three days. They also provide a common sense approach to loans, making creative loans on office, retail, apartments, residential, industrial, land, mixed…

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Infinity Capital Funding

Company Location

18375 Ventura Blvd. Suite 440

Tarzana, CA 91356

877-422-7501

18375 Ventura Blvd. Suite 440

Tarzana, CA 91356

Company Description

Infinity Capital Funding is a Tarzana, California Merchant Cash Advance lender that offers merchants two options: the standard cash advance program or the platinum program. The former offers advanced on up to 125% of a business’ monthly credit card sales with advance terms between six to 10 months. The latter provides advances up to 175%…

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Icon Residential

Company Location

2301 Campus Drive Suite 100

Irvine, CA 92612

888-202-0878

Company Description

Icon Residential is located in Irvine, CA and their business objective is to lead the mortgage industry with motivated, streamlined processes that leverage existing relationships, while maintaining profitable, sustainable and controlled growth. Icon focuses on building a lending entity with the best service levels and customer experiences, supported by competitive pricing and products. Icon provides…

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Hard Money Loans California

Company Location

29800 Agoura Rd. Suite 208

Agoura Hills, CA 91301

310-924-9320

Company Description

Hard Money Loans California is located in Agoura Hills, California and specializes in hard money loans throughout California. They offer a common sense approach to lending that focuses more on equity than the borrower’s profile or credit score. They offer a wide range of loan programs as well, including hard money loans, commercial loans, foreclosure…

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Hanover Mortgage Company

Company Location

2522 Chambers Road

Tustin, CA 92780

714-838-1474

Company Description

Hanover Mortgage Company in Tustin, CA was founded in 1991 and offers originating, funding, underwriting and serving of private trust deed transactions. They work as a private money lending company for real estate investors and home buyers. Their real estate loans and private hard money loans are straightforward with quick responses and flexible solutions. They…

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