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California My Hard Money Lenders

This page offers a direct link to a comprehensive listing of hard money lenders within the state of California. MyHardMoneyLenders.com strives to provide a complete list of California hard money lenders for potential borrowers that are in need of hard money loans for real estate properties and transactions. In many cases, these borrowers have been turned by down traditional lending institutions, and with the introduction of extensive government lending regulations, many traditional property buyers are not qualifying for the same loans they would have three, five or 10 years ago.

Instead of facing stifling frustration, more real estate investors and homeowners are turning to private funding facilities for real estate monies. These private lending institutions do not have the rigid requirements that are enforced by many mortgage lending, banking, credit union and savings and loan organizations. Instead of looking at the individual borrower, this group of investors’ looks at the potential real estate project, the potential impact it will have on a certain economic area and at the housing market in general. Borrowers are not simply a name and social security number, but their goals and aspirations are carefully considered, ultimately helping turn dreams into realities. Look below to find a California hard money loan that will work for you.

Better Than Loans

Company Location

P.O. Box 951049

South Jordan, UT 84095

Company Description

Better Than Loans is a company that offers financing in the specialized field of alternative loans for all property types . Our company works with rehabbers and commercial property owners to achieve lending terms that meet their current needs and...

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Park Avenue Realty

Company Location

350 S. Figueroa St. Suite 501

Los Angeles, CA 90071

562-556-0697

Company Description

Park Avenue Realty is a Los Angles Bridge Loans expert. They offer small balance commercial loans for retail, office multi-family, medical, light industrial, agricultural with raw land and mixed-use properties. They require companies be structured as California LLCs, seek a target return rate of 11%, have a target equity of $100 million, offer $25K minimum…

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Pacific Capital Mortgage

Company Location

11622 El Camino Real Suite 100

San Diego, CA 92130

800-782-1687

11622 El Camino Real Suite 100

San Diego, CA 92130

858-792-1600

Company Description

Pacific Capital Mortgage is a San Diego, California Direct Lender. They offer 40-Year Fixed Rate Mortgages, 30-Year Fixed Rate Mortgages, 15-Year Fixed Rate Mortgages, 3/1 Adjustable Rate Mortgages, 5/1 Adjustable Rate Mortgages, 7/1 Adjustable Rate Mortgages, 10/1 Adjustable Rate Mortgages, Cash Out Refinances, Second Mortgage Refinances, Interest Only Loan Refinances, FHA Loans, FHA Renovation Loan…

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Oro Financial of California, Inc.

Company Location

2304 W. Shaw Suite 102

Fresno, CA 93711

559-438-9999

2304 W. Shaw Suite 102

Fresno, CA 93711

800-795-3011

Company Description

Oro Financial of California, Inc. is a Fresno, California Direct Lender that specializes in Commercial Property Loan and Residential Home Bridge Loans. As a direct and private commercial and residential lender, they offer nonconforming loans from $5K to $5 million. They offer funding for single family homes, mobile homes, duplexes, four-plexes, commercial buildings, offices, apartments,…

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Ocean Pacific Capital

Company Location

2 Corporate Park Suite 102

Irvine, CA 92606

949-263-9000

Company Description

Ocean Pacific Capital is an Irvine, California Apartment Building Loans and Commercial Construction Loan investment company. They offer A&D Loans, Lines of Credit, Commercial Mortgaged Back Security Financing, Construction Loans, Credit Facilities, Credit Tenant Loans, Commercial Hard Money, Debtor in Possession Financing, Oil and Natural Gas Financing, Energy Financing, Ethanol Plant Financing, Hotel Financing, Marina…

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New American Funding

Company Location

14511 Myford Road Suite 100

Tustin, CA 92780

800-450-2010

14511 Myford Road Suite 100

Tustin, CA 92780

800-450-2010

Company Description

New American Funding is a Tustin, California Bridge Loans and Residential Home Bridge Loans specialist. They offer Fixed Rate Loans, 30-Year Fixed Rate, 15-Year Fixed Rate, FHA Loans, Home Improvement Loans, Jumbo Loans, Reverse Mortgages, VA Loans, Home Affordable Refinance Programs, Adjustable Rate Mortgages and Interest Only Loans. The offer valuable advice about home purchase…

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Nationwide Construction Loans, Inc.

Company Location

3940 Hancock Street Suite 111

San Diego, CA 92110

866-211-3344

Company Description

Nationwide Construction Loans, Inc. is a San Diego, California Commercial Construction Loan lender. They offer construction loans, major remodeling loans, land loans, owner builder construction loans and hard money construction loans. Their website allows consumers to receive four quotes from different local lenders, as Nationwide Construction Loans only specializes in offering loans over the jumbo…

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National Cities Capital Inc.

Company Location

19200 Von Karman Avenue Suite 600

Irvine, CA 92612

888-551-9211

19200 Von Karman Avenue Suite 600

Irvine, CA 92612

888-705-6495

Company Description

National Cities Capital Inc. is an Irvine, California Bridge Loan lender. They specialize in offering Working Capital Loans, Lines of Credit, Accounts Receivable Financing, Inventory Financing, Commercial Equipment Leasing, Commercial Real Estate Loans and Commercial Real Estate Refinances. They offer approval in as few as 24 hours, funding businesses within 48 hours after approval, accept…

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My Life Lender

Company Location

4645 Cass Street Suite 204

San Diego, CA 92109

619-857-7191

Company Description

My Life Lender is a San Diego, California Residential Home Bridge Loan specialist. They offer FHA Loans, which allow higher debt-to-income ratios, financing on four or fewer units, HUD REOs, two years after bankruptcy credit approval and three years after foreclosure approval. Their VA program allows for no down payment, financed VA funding fee, lower…

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Money USA Now

Company Location

11157 W Washington Blvd

Culver City, CA 90232

310-837-0505

Company Description

Money USA Now is a Culver City, California Apartment Building Loans, Commercial Building Loans, Residential Home Bridge Loan and Merchant Cash Advance company. They offer equity advantage loans, purchase home loans, refinance loans, home equity loans, apartment loans and commercial loans. Their commercial loans apply to multi-family, mixed-use, bed and breakfast, light industrial, automotive, mobile…

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MMG Capital

Company Location

3106 Heavenly Ridge Suite 111

Thousand Oaks, CA 91362

310-295-1121

Company Description

MMG Capital is a Thousand Oaks, California Direct Lender. They offer residential lending for investment purchases, O/O purchases, Cash-Out Refinance, Discounted Payoff, Investor Lines of Credit and other creative financing. Their commercial loans are ideal for apartment complexes or office buildings. Additionally, they offer information and resources about MMG Capital Resources, Private Lending News, Private…

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